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Our philosophy |
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 Self reliance is a virtue.
For your tomorrow, save today.
Every dollar counts- eliminating investment expenses is very important.
Looking for help to pick next year’s stock winners (the individual stock selection method) and “beat the market”? You are at the wrong place.
Our approach: Invest across the stock market generally (what others call passive or index investing).
We believe in collective investment vehicles called exchange traded funds (ETFs) to invest in the stock market (rather than traditional actively-managed mutual funds).
We also recommend direct purchasing of bonds (especially provincial government bonds for Canadians) rather than through collective investment vehicles.
Optimizing the use of your tax deferred accounts ( RRSP/TFSA for Canadians) through careful investing in bonds and other appropriate assets.
It’s your after-tax return that counts- we will help you to manage your investments accordingly.
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Last Updated ( Monday, 31 January 2011 )
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Quotation
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Separately managed accounts are created by a computer program that says that these are the 50 stocks someone with X number of dollars should own, and that’s what goes into the portfolio. When the computer changes the portfolio, it is changed across the board for all accounts. Worse, I suspect SMA’s are programmed by “B-team” managers. A firm is going to put its senior managers in charge of billion-dollar portfolios, not half-million dollar portfolios. Harold Evensky |
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