MacKenzie- refers to a book by Canadian author Warren MacKenzie- A Second Opinion on your Finances, Second Opinion Publishing, which discusses the occasional use of an independent investment adviser on asset allocation.

Un auteur bien connu des lecteurs du jornal Les Affaires, et qui soutient l’approche de sélection individuels de titre, Bernard Mooney, a écrit le livre Investir à la Bourse et s’Enrichir, 2004, Éditions Québecor.

Mutual Fund (FCP) – a collective investment vehicle or fund in which investors purchase in the primary market pursuant to a prospectus units or shares and may require their repurchase at any time at a price set by reference to the market value of the fund’s assets. It may refer to an actively-managed mutual fund (see section Equities-qactively Managed Funds for a discussion) or an index mutual fund;see section Equities-Index Funds (ETF and Index Mutual Funds) for a discussion).  See also History of Mutual Funds by Investopedia (doc.300).  See document of AMF (doc. 510) for the following definition: A mutual fund is made up of money that is pooled by investors and managed on their behalf by a portfolio manager who uses the money to purchase securities such as shares and bonds based on its objectives. In consideration of the money you place into the mutual fund you receive units or shares that represent your share of the mutual fund’s assets. …In general, mutual funds offer units continuously, which mean that new investors can purchase them. Generally, existing investors can ask for their units to be redeemed at any time, and obtain the proceeds quickly. When you ask for your units to be redeemed, the amount received is based on their value, less any redemption fee.